{"id":24065,"date":"2025-03-31T14:46:14","date_gmt":"2025-03-31T12:46:14","guid":{"rendered":"https:\/\/esf.hr\/esfplus\/?p=24065"},"modified":"2025-05-22T10:32:59","modified_gmt":"2025-05-22T08:32:59","slug":"predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost","status":"publish","type":"post","link":"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/","title":{"rendered":"Predstavljen ESF+ financijski instrument \u201eMikro zajmovi za rast i uklju\u010denost&#8221;"},"content":{"rendered":"<p>U ponedjeljak, 31. o\u017eujka 2025. godine, u Zagrebu je odr\u017eano predstavljanje <strong>ESF+ financijskog instrumenta &#8220;Mikro zajmovi za rast i uklju\u010denost&#8221;<\/strong>, uz prisustvo predsjednika Vlade Republike Hrvatske, Andreja Plenkovi\u0107a. Ovi zajmovi imaju za cilj poticati investicije mikro i malih poduze\u0107a, otvaraju\u0107i nova radna mjesta, posebice za skupine u nepovoljnom polo\u017eaju na tr\u017ei\u0161tu rada.<\/p>\n<p>Financijski instrumenti predstavljaju <strong>inovativan pristup kori\u0161tenju sredstava iz Europskih fondova<\/strong>, a u Hrvatskoj se koriste od 2016. godine. &#8220;Mikro zajmovi za rast i uklju\u010denost&#8221; dio su programa U\u010dinkoviti ljudski potencijali za razdoblje 2021. &#8211; 2027. te se usredoto\u010duju na najranjivije skupine, uklju\u010duju\u0107i osobe s invaliditetom, starije od 55 godina, mlade i dugotrajno nezaposlene.<\/p>\n<p><strong>Ukupna alokacija iznosi 30 milijuna eura, dok pojedina\u010dni zajmovi iznose do 25 tisu\u0107a eura, a predvi\u0111aju i mogu\u0107nost otpisa dijela glavnice zajma do 30% uz zadovoljenje odre\u0111enih uvjeta<\/strong>. Ovi mikro zajmovi namijenjeni su financiranju osnovnih sredstava (materijalne i nematerijalne imovine) te obrtnih sredstava do 30% iznosa zajma.<\/p>\n<p><u>Zaprimanje zahtjeva za ove zajmove zapo\u010delo je danas, 31. o\u017eujka 2025. godine u 12 sati<\/u> putem on-line obrasca na web stranicama Hrvatske agencije za malo gospodarstvo, inovacije i investicije (HAMAG-BICRO).<\/p>\n<p>Sve o postupku prijave mo\u017eete prona\u0107i na <span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/hamagbicro.hr\/financijski-instrumenti\/kako-do-zajma\/postupak-prijave\/\" target=\"_blank\" rel=\"noopener\">POVEZNICI<\/a>.<\/span><\/p>\n<p>Sve <strong>informacije o uvjetima programa i potrebnoj dokumentaciji<\/strong> dostupne su na slu\u017ebenim stranicama <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/hamagbicro.hr\/poduzetnicima-prvi-put-na-raspolaganju-zajmovi-iz-europskog-socijalnog-fonda-plus-mikro-zajmovi-za-rast-i-ukljucenost\/\">HAMAG-BICRO-a<\/a><\/span>.<\/p>\n<p>Ovi financijski instrumenti predstavljaju zna\u010dajan korak u ja\u010danju mikro i malih poduze\u0107a, \u010dime se doprinosi razvoju gospodarstva i stvaranju odr\u017eivih radnih mjesta u Hrvatskoj.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>U ponedjeljak, 31. o\u017eujka 2025. godine, u Zagrebu je odr\u017eano predstavljanje ESF+ financijskog instrumenta &#8220;Mikro zajmovi za rast i uklju\u010denost&#8221;, uz prisustvo predsjednika Vlade Republike Hrvatske, Andreja Plenkovi\u0107a. Ovi zajmovi imaju za cilj poticati investicije mikro i malih poduze\u0107a, otvaraju\u0107i nova radna mjesta, posebice za skupine u nepovoljnom polo\u017eaju na tr\u017ei\u0161tu rada. Financijski instrumenti predstavljaju [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":24064,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"cybocfi_hide_featured_image":""},"categories":[222],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Predstavljen ESF+ financijski instrument \u201eMikro zajmovi za rast i uklju\u010denost&quot; - Europski socijalni fond<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Predstavljen ESF+ financijski instrument \u201eMikro zajmovi za rast i uklju\u010denost&quot; - Europski socijalni fond\" \/>\n<meta property=\"og:description\" content=\"U ponedjeljak, 31. o\u017eujka 2025. godine, u Zagrebu je odr\u017eano predstavljanje ESF+ financijskog instrumenta &#8220;Mikro zajmovi za rast i uklju\u010denost&#8221;, uz prisustvo predsjednika Vlade Republike Hrvatske, Andreja Plenkovi\u0107a. Ovi zajmovi imaju za cilj poticati investicije mikro i malih poduze\u0107a, otvaraju\u0107i nova radna mjesta, posebice za skupine u nepovoljnom polo\u017eaju na tr\u017ei\u0161tu rada. Financijski instrumenti predstavljaju [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/\" \/>\n<meta property=\"og:site_name\" content=\"Europski socijalni fond\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-31T12:46:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-22T08:32:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/esf.hr\/esfplus\/wp-content\/uploads\/2025\/03\/Mikrozajmovi_700x500.png\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"ESF Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/esf.hr\/esfplus\/#website\",\"url\":\"https:\/\/esf.hr\/esfplus\/\",\"name\":\"Europski socijalni fond\",\"description\":\"Program U\\u010dinkoviti ljudski potencijali 2021.-2027.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/esf.hr\/esfplus\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/esf.hr\/esfplus\/wp-content\/uploads\/2025\/03\/Mikrozajmovi_700x500.png\",\"contentUrl\":\"https:\/\/esf.hr\/esfplus\/wp-content\/uploads\/2025\/03\/Mikrozajmovi_700x500.png\",\"width\":700,\"height\":500},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#webpage\",\"url\":\"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/\",\"name\":\"Predstavljen ESF+ financijski instrument \\u201eMikro zajmovi za rast i uklju\\u010denost\\\" - Europski socijalni fond\",\"isPartOf\":{\"@id\":\"https:\/\/esf.hr\/esfplus\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#primaryimage\"},\"datePublished\":\"2025-03-31T12:46:14+00:00\",\"dateModified\":\"2025-05-22T08:32:59+00:00\",\"author\":{\"@id\":\"https:\/\/esf.hr\/esfplus\/#\/schema\/person\/07e8a8f61f8d7d6cfb28d5933c738de3\"},\"breadcrumb\":{\"@id\":\"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Naslovna\",\"item\":\"https:\/\/esf.hr\/esfplus\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Predstavljen ESF+ financijski instrument \\u201eMikro zajmovi za rast i uklju\\u010denost&#8221;\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/esf.hr\/esfplus\/#\/schema\/person\/07e8a8f61f8d7d6cfb28d5933c738de3\",\"name\":\"ESF Admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/esf.hr\/esfplus\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8137bb7ae6e43ef6eb3605c74bbb4866?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8137bb7ae6e43ef6eb3605c74bbb4866?s=96&d=mm&r=g\",\"caption\":\"ESF Admin\"},\"url\":\"https:\/\/esf.hr\/esfplus\/author\/ivana-suman\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Predstavljen ESF+ financijski instrument \u201eMikro zajmovi za rast i uklju\u010denost\" - Europski socijalni fond","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/","og_locale":"en_US","og_type":"article","og_title":"Predstavljen ESF+ financijski instrument \u201eMikro zajmovi za rast i uklju\u010denost\" - Europski socijalni fond","og_description":"U ponedjeljak, 31. o\u017eujka 2025. godine, u Zagrebu je odr\u017eano predstavljanje ESF+ financijskog instrumenta &#8220;Mikro zajmovi za rast i uklju\u010denost&#8221;, uz prisustvo predsjednika Vlade Republike Hrvatske, Andreja Plenkovi\u0107a. Ovi zajmovi imaju za cilj poticati investicije mikro i malih poduze\u0107a, otvaraju\u0107i nova radna mjesta, posebice za skupine u nepovoljnom polo\u017eaju na tr\u017ei\u0161tu rada. Financijski instrumenti predstavljaju [&hellip;]","og_url":"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/","og_site_name":"Europski socijalni fond","article_published_time":"2025-03-31T12:46:14+00:00","article_modified_time":"2025-05-22T08:32:59+00:00","og_image":[{"width":700,"height":500,"url":"https:\/\/esf.hr\/esfplus\/wp-content\/uploads\/2025\/03\/Mikrozajmovi_700x500.png","path":"\/home\/esf\/public_html\/esfplus\/wp-content\/uploads\/2025\/03\/Mikrozajmovi_700x500.png","size":"full","id":24064,"alt":"","pixels":350000,"type":"image\/png"}],"twitter_misc":{"Written by":"ESF Admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/esf.hr\/esfplus\/#website","url":"https:\/\/esf.hr\/esfplus\/","name":"Europski socijalni fond","description":"Program U\u010dinkoviti ljudski potencijali 2021.-2027.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/esf.hr\/esfplus\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#primaryimage","inLanguage":"en-US","url":"https:\/\/esf.hr\/esfplus\/wp-content\/uploads\/2025\/03\/Mikrozajmovi_700x500.png","contentUrl":"https:\/\/esf.hr\/esfplus\/wp-content\/uploads\/2025\/03\/Mikrozajmovi_700x500.png","width":700,"height":500},{"@type":"WebPage","@id":"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#webpage","url":"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/","name":"Predstavljen ESF+ financijski instrument \u201eMikro zajmovi za rast i uklju\u010denost\" - Europski socijalni fond","isPartOf":{"@id":"https:\/\/esf.hr\/esfplus\/#website"},"primaryImageOfPage":{"@id":"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#primaryimage"},"datePublished":"2025-03-31T12:46:14+00:00","dateModified":"2025-05-22T08:32:59+00:00","author":{"@id":"https:\/\/esf.hr\/esfplus\/#\/schema\/person\/07e8a8f61f8d7d6cfb28d5933c738de3"},"breadcrumb":{"@id":"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/esf.hr\/esfplus\/predstavljen-esf-financijski-instrument-mikro-zajmovi-za-rast-i-ukljucenost\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Naslovna","item":"https:\/\/esf.hr\/esfplus\/"},{"@type":"ListItem","position":2,"name":"Predstavljen ESF+ financijski instrument \u201eMikro zajmovi za rast i uklju\u010denost&#8221;"}]},{"@type":"Person","@id":"https:\/\/esf.hr\/esfplus\/#\/schema\/person\/07e8a8f61f8d7d6cfb28d5933c738de3","name":"ESF Admin","image":{"@type":"ImageObject","@id":"https:\/\/esf.hr\/esfplus\/#personlogo","inLanguage":"en-US","url":"https:\/\/secure.gravatar.com\/avatar\/8137bb7ae6e43ef6eb3605c74bbb4866?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8137bb7ae6e43ef6eb3605c74bbb4866?s=96&d=mm&r=g","caption":"ESF Admin"},"url":"https:\/\/esf.hr\/esfplus\/author\/ivana-suman\/"}]}},"_links":{"self":[{"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/posts\/24065"}],"collection":[{"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/comments?post=24065"}],"version-history":[{"count":4,"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/posts\/24065\/revisions"}],"predecessor-version":[{"id":24070,"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/posts\/24065\/revisions\/24070"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/media\/24064"}],"wp:attachment":[{"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/media?parent=24065"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/categories?post=24065"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/esf.hr\/esfplus\/wp-json\/wp\/v2\/tags?post=24065"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}